The Settled Company LLC

Finn AI Disclosure

Last updated August 12, 2026

Finn is Settled’s optional AI coach. This disclosure explains what Finn receives, what it can and cannot do, and how you control it.

How Finn works

Finn uses technology provided by Anthropic to generate conversational responses. When you send a message, Anthropic receives that message and the recent conversation context needed to respond.

Your consent and saved context

Finn is off until you enable it through Privacy choices. Saved context is also off by default. You choose which approved categories Finn may receive with your message: debts and payoff plan; budget, income, expenses, savings, and subscriptions; goals; credit information you entered; and cards or loyalty points. If no category is selected, Settled does not add saved profile categories to your message. Finn is not authorized to provide investment, tax, insurance, retirement, housing, credit-repair, or travel-planning guidance.

Your controls

You may disable Finn or any saved-data category at any time through Privacy choices. Disabling Finn blocks new AI requests. Changes apply prospectively and do not retract information already processed in an earlier request.

Important limitations

• AI output can be inaccurate, incomplete, outdated, or confidently wrong.
• Finn does not independently verify your inputs or third-party information.
• Finn is not a human professional and does not provide financial, investment, tax, legal, insurance, medical, or emergency advice.
• Finn should not be the sole basis for a significant decision.
• Finn does not make decisions that produce legal or similarly significant effects on your behalf.

Protect sensitive information

Do not send passwords, authentication codes, complete payment-card numbers, bank-account credentials, Social Security numbers, government identification numbers, medical records, or information you are not authorized to share.

Privacy and providers

For details about processing, retention, providers, and rights, read the Privacy Policy and Data Rights & Deletion notice.

Contact

Report a concerning or harmful response to support@usesettled.app.